The first step in getting yourself in financial shape to buy a home is to know exactly how much money comes in and how much goes out. Use this worksheet to list your income and expenses below.
| INCOME | EXPENSES | ||
| Total Take-Home | Total Rent/Mortgage | ||
| Child | Child Support/Alimony | ||
| Pension/Social | Health Insurance | ||
| Disability/Other | Life Insurance | ||
| Interest/Dividend | Other Insurance | ||
| Other | Vehicle Insurance | ||
| Vehicle Payments | |||
| Vehicle Upkeep | |||
| Other Loans | |||
| Utilities | |||
| Credit Card Payments | |||
| Savings/Pension Payment | |||
| Groceries | |||
| Clothes/Personal Care | |||
| Medical/Dental/Prescription | |||
| Household Goods | |||
| Child Care | |||
| Education | |||
| Charitable Donations | |||
| Eating Out | |||
| Entertainment | |||
| Total Income: | Total Expenses: |
